mReferral Mortgage Calculator

The mReferral Mortgage Calculator App is a comprehensive platform designed to simplify your property and mortgage journey. It offers a suite of calculators to help you make informed decisions, including:

• Mortgage Calculator: Calculate your monthly repayments, interest expenses, and stamp duty values based on your desired mortgage amount, repayment period, and interest rate. This calculator is suitable for both first and second mortgage plans.
• Refinance Calculator: Determine your potential cash-out amount and the change in your monthly repayments by inputting details about your existing and desired mortgage plans. It also includes an early settlement calculation function.
• Affordability Calculator: Input your desired mortgage amount and Loan-to-Value (LTV) ratio to calculate the affordable property price, income requirements, and stress test requirements.

Beyond calculations, the mReferral Mortgage Calculator App streamlines the mortgage and P-loan application process:

• Mortgage Application: Apply for a mortgage directly through the app using its API technology, connecting you with partnering banks for a fast and convenient experience.
• Property Valuation: Get the latest property valuation from Bank of China (Hong Kong) by simply inputting the address.
• P-Loan Application: Compare different P-loan plans with low-interest rates and apply instantly. Loan sizes can reach up to $3 million with flexible repayment periods ranging from 3 months to 10 years, and APRs between -99% and 8%.

Important Note: mReferral does not provide mortgage or P-loan products directly. We act as a referral service, connecting you with our partner banks and financial institutions. All offers, privileges, and handling fees are subject to the terms and conditions set by the respective banks or financial institutions. Some institutions may charge handling fees and may change product terms and conditions without prior notice. Examples of P-loan applications and detailed T&Cs are available within the app.